Applicable Consumers’ fees and charges starting 15/5/2013

Accounts

Minimum Balance Fee (Current or Savings)

JD 1 per month
(without fees for salary accounts)

Hold Mail Fees

JD 5 per month

Dormant Account
JD 2 per month
Mail Charges for Paper Account Statement

JD 1 per statement
(free through Arabi Online)

Account Statement request (second copy)

JD 0.25 per page for documents ages’ less than one year
JD 0.5 per page for documents ages’ more than one year

Special request over standard statement frequency

JD 0.25 per page

Duplicate documents / cheque

JD 1 per document for documents ages’ less than 6 months
JD 3 per document for documents ages’ more than 6 months

Cheques
Cheque Book issuance
JD 1.5 - 4 (According to number of leaves)
Cheque clearance (out of Electronic Cheque Clearance)
JD 5 - 20
Post dated cheque held for collection 

JD 1 per cheque

Stop payment of cheques (lost, stolen or as per customer request)

JD 10 per cheque

Enquiry about foreign currency cheques earlier than maturity date
JD 10
Cheque settlement fees  

JD 10 per cheque

Issuance of Bank draft
JD 5 to JD 20 + FX fees (if any)
Returning cheques due to insufficient funds

JD 20 per cheque

Returning same cheque due to insufficient funds for the second time

JD 40 per cheque

Issuance or processing of traveler cheques

0.25% of cheque amount (min JD 5)

Cards
Credit Cards
Credit Cards issuance and renewal Fees

JD 25 to JD 100
(free for Silver card)

Foreign Exchange commission 
3 %
Cash advance fees
4 % (Minimum JD 4)
Fund transfer through Arabi online

4%

Late payment fees
JD 15
(JD 20 Silver Card)
Internet Shopping Card issuance 

JD 10 per year

Cards replacement (lost or damaged) 
JD 5
Courier Charges (Outside Jordan)
JD 15
Over Limit fees

JD 10
(JD 20 for Silver card)

Dormant card fees (for Silver card only)

JD 2 per month

Mail Charges for Paper Account Statement

JD 1 per statement
(free through Arabi Online)

Card fraud transaction objection fees

JD 5 (refundable if fraud proven)

Visa Electron Cards
Cards replacement (lost or damaged) 
JD 5
Cash withdrawal – JONET switch
JD 0.5
Balance enquiry – JONET switch

JD 0.15

Visa Electron card fees

JD 0.5 per month

Pin code replacement fees (lost)
JD 1
Foreign Exchange commission  
4%
ATM Cash withdrawal outside Jordan
$ 2.75 + % 0.005 + 4 %
Card fraud transaction objection fees

JD 5 (refundable if fraud proven)

Loans
Mortgage (housing) Loans
Loan processing fees

1% of loan amount for the first year

Rescheduling

1% of top-up amount

Loans rescheduling fees

JD 5

Late payment fees

JD 3-8 (according to installment amount)

Account Statement request (second copy)

JD 0.25 per page for documents ages’ less than one year
JD 0.5 per page for documents ages’ more than one year

Mortgage release fees

JD 10

Early settlement fees

0%-1% of loan’s outstanding balance (according to the remaining tenor)

Personal Loans
Loan processing fees

1% of loan amount for the first year

Top-up Loan Processing fees

1% of top-up amount

Loans rescheduling fees

JD 5

Late payment fees

JD 3-8 (according to installment amount)

Account Statement request (second copy)

JD 0.25 per page for documents ages’ less than one year
JD 0.5 per page for documents ages’ more than one year

Early settlement fees

0%-1% of loan’s outstanding balance (according to the remaining tenor)

Auto Loans
Loan processing fees

1% of loan amount for the first year

Loans rescheduling fees

JD 5

Late payment fees

 JD 3-8 (according to installment amount)

Account Statement request (second copy)

JD 0.25 per page for documents ages’ less than one year
JD 0.5 per page for documents ages’ more than one year

Mortgage release fees

JD 10

Change of plate number, vehicle, ownership or vehicle color

 JD 10

Early settlement fees

0%-1% of loan’s outstanding balance (according to the remaining tenor)

 

Remittances  
Outward Remittances fees (Inside Jordan)

JD 5

Outward Remittances fees (Outside Jordan)

JD 5 to JD 50 + Swift fees

Inward Remittances fees

JD 1.5 to JD 5

 

Miscellaneous 
Certificates Issuance fees JD 5 to JD 10 (accordingly to certificate type)
Signature Authentication   
JD 5
Cash withdrawals at Teller desk for amounts less than JD 1000

JD 0.5 for amounts equals or less than JD 300
JD 1 for amounts more than JD 300

Salary Transfer Fees

JD 1 per month

Safe Box rental fees

JD 75 to JD 200
+ JD 200 to JD 600 as cash collaterals
(according to safe box size)

Standing Order fees
JD 1 per order
(free through same customer accounts or through Arabi Online)
Foreign Exchange Fees

0.5%

Foreign currency deposit in a foreign currency account

0.1% of foreign currency amount – minimum amount USD 1

Fax Fees

JD 3 to JD 5

Swift Fees

JD 5

Utility bill payment

JD 0.1 to JD 1 (according to bill type and payment tools)

Power of Attorney registration fees

JD 5

Selling foreign currency against JOD
0.5 %
Monthly subscription fees for “Arabi Premium” program

Tier one: JD 3.5 per month
Tier two: JD 5 per month

Minimum quarterly average balance fees for “Arabi Premium” program

JD 20 per quarter

Salary Over Draft fees

JD 3 per usage day
(Free for the first 7 days of each month)

Trade Services
Letters of Guarantee
Issuing Commission in favor of local beneficiary
2 % Minimum amount JD 25
Issuing Commission in favor of abroad beneficiary    
2 % Minimum amount JD 40
Delay commission for expired  not canceled L/G ’s
JD 20 for every 3 month
Non Financial amendments commission under L/Gs
JD 20
Letters of credit
Opening import L/Cs commission
0.375 % for each 3 month – Minimum amount JD 60
Acceptance, Deferred  payment commission under import L/C’s 
2.5 % Minimum amount JD 60
Non Financial amendments commission under import L/Cs
JD 30
Documentary Bills for Collection
Inward Bills for collection commission
0.5 % Minimum amount JD 50
Outward Bills for collection commission

0.5 % Minimum amount JD 50

Delivery of documents free of payment commission
JD 40
Bills
Commission for collecting bills amount
JD 1 for each  Bill
Commission for collateral bills
JD 1 for each Bill
Postal charges for discounted bills
JD 0.5 for each Bill

  • Should you need further details about other fees and commissions of Arab Bank, kindly contact the relationship manager, or call our Customer Contact Center on 4600900, or call our toll free number 0800 22222 if calling from any city outside Amman (within Jordan).
  • Governmental stamp duties are imposed on some banking transactions in accordance with the instructions of Ministry of Finance
  • Arab Bank has the right, from time to time, to change the terms and conditions of the products and the interest rate and commissions (all in accordance with the applicable laws). The customer shall be notified of such changes through the means agreed upon between the customer and Arab Bank.
  • Banking Programs offer certain exemption on specific fees and those exemptions are set based on the related program.