Buy Now Pay Later

Split Your Payments At Your Convenience!

Enjoy all benefits of the Buy Now Pay Later program when using your Arab Bank credit card or debit card

Credit Card Installments*:

• Repayment period up to 24 months with 0% interest rate when using your credit card in selected outlets.
• Repayment period up to 24 months with 1% interest rate when using your credit card in any outlet inside or outside Jordan.
• Minimum Purchase amount 50 JOD.
• Maximum purchase amount is credit card limit.

Steps you should follow to benefit from ”Buy Now Pay Later”:

1. Receiving a text message after purchasing that includes the blow:
“If you would like to convert the transaction made by card xxxxxx at xxxxx for xxx to installments. Kindly follow the link xxx “

2. If you would like to repay the transaction in installments click on the link and a screen will appear with transaction details, choose installment tenor and monthly installment payment will appear.

3. A confirmation screen of the installment transaction will appear.

Debit card transactions installments*:

• The service requires customers to perform a simple one time registration to enable “ Buy Now Pay Later” via Arabi Mobile through “Plus +” icon available in “More” from the main list
• The minimum & maximum limits for the service “Buy Now Pay Later” are 50 & 2000 JODs respectively
• All debit cards’ transactions are eligible transactions for this including; Point Of Sale Purchases, Cash Withdrawal and E-commerce Purchases  
• Enabled domestic and international installment options for this service are as follows:
  - Future transactions; This option can be activated / deactivated to redirect any upcoming transactions to be deducted from the granted “Buy Now Pay Later” limit instead of the funds in the customers current / savings account
  - Past Transactions; this option shows the customer all eligible transactions that they have done in the past month and allows the customer to choose which transactions they wish to pay in installments. Once chosen; the customer receives the funds in the form of cash credited to their selected account
  - Partial transactions; If the customer doesn’t have enough funds in the granted “Buy Now Pay Later” limit; then customers can perform a partial transaction whereby the maximum amount available from their “Buy Now Pay Later” limit will be deducted and the remainder will be taken from their default payment account if available

• Plan tenor for any of the installed debit cards transactions is 3 months
• The monthly interest rate for any of the installed transactions through this service:

- 0% in selected outlets
- 1% on POS and e-commerce transactions inside or outside Jordan
- 1.5% on cash withdrawals

Categories of selected outlets:

If the cardholder fails to pay the due payment at the due date that shown in card monthly statement, then the Bank at its absolute discretion will apply commissions and interest according to the current terms and conditions of the cards that regulate the issuance and use of the Arab Bank credit card.

* The commissions for this service are available on consumers’ fees and charges on the website  

To view Terms and Conditions click here

Bank Terms and conditions apply